Thursday, July 30, 2009

What is the difference between p/c license and personal lines license?

i'm trying to apply for a new insurance job and one of the requirements states i need a p%26amp;c license, if i have already a personal lines do i need to take a test for the p/c? i though they were the same thing-HELP

What is the difference between p/c license and personal lines license?
Yes, they are the same thing. P%26amp;C stands for property and casualty. Good Luck
Reply:Their are many States in our great country that are similar in scope in regards to "Types" of licenses. The majority of them I believe have two types. Life/Health and P/C (property/Casualty. (2) exams.





I believe their are a few States like Florida and Texas that require a breakdown of Casualty exams and property exams by classes. However on this you may want to inquire to your dept of insurance. Personal lines is personal Auto/Homeowners/Boat/Motorcycle etc. If you have a P/C license like I have then you can sell "both" personal and Business lines of insurance.
Reply:There's no such thing as a "personal lines" license. There are two types of insurance licenses (not counting investments here) - Life, accident %26amp; health, OR property casualty. Personal lines is usually property casualty - homeowners, auto, boatowners, etc.
Reply:Personal lines licenses should also work for p and c, only a life and health license wouldn't work. However, there may be a few states in which a personal lines license does not help... http://bestinsuranceanswers.info has some helpful links for prospective insurance brokers.
Reply:There are differences. Personal lines deals with auto and homeowners insurance. Property and casualty insurance (full license) deals with auto/homeowners/commercial/bailbonds etc. I hold a personal lines license in Florida and previously held a full P%26amp;C license in Arizona. For more information, check your state's webpage for insurance. You may have to take the larger test to have the full p %26amp; c license, but, most insurance companies will pay for that if you have the personal lines already.


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